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Category: Student Aid

Comparing Student Loan Outcomes

Yesterday, I said that the system of English student loans were the worst in the world. And I know the skeptical among you probably thought “how can he say that? Where is the comparative data?” So, today, some data on student loans programs around the world which will show, definitively, how awful the English system is. Let’s start with a basic piece of contextual data, which is that there are huge differences between countries when it comes to the percentage

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March 25, 2026 1 Comment

The World’s Worst Student Loan System

If you read the UK education press at all, you’ll have noticed a serious uptick recently in the number of stories describing the current student loan system as “a scam” by  Government back-bench MPs and “a mess” by a former Deputy PM who played a large role in designing it. What’s going on, you ask? How bad is it? Well.. The problem with student finance in the UK is that Tony Blair and Gordon Brown, in their haste to modernize

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March 24, 2026 1 Comment

Ontario Status Quo Ante

Thursday morning, Ontario’s Minister of Colleges and Universities made a very big funding announcement: $6.4 billion in new funding over four years. It was certainly a welcome announcement, but as my analysis below shows, it’s not a magic cure by any means, and there is a big sting in the tail of the announcement for students. The fundamentals of the announcement are that the provincial government announced that it was going to provide universities and colleges with three big new

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February 17, 2026 No Comments

Profit, Education, and Student Grants

One of the less-noticed measures in the November 4 budget had to do with restrictions on student loans. Specifically, it was about banning students attending for-profit institutions from accessing grants provided by the Canada Student Financial Assistance Program (CSFAP). Today, I want to examine the rationale behind this move and its likely effects. But first, some history. CSFAP did not always have a big investment in grants. In fact, it had none at all for the first thirty years of its

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November 18, 2025 1 Comment

The Canada Student Grant Cut

Somewhat remarkably, no media have picked up the story that the Canada Student Grants were slashed in last week’s budget. Possibly, this is because the government did not issue a press release saying in big letters, “HEY, WE ARE LOADING MORE DEBT ON LOW-INCOME STUDENTS”, and, without such an admission, no one wants to do the hard work of working out what just is going on.   So, let me save everyone the trouble. Here’s what happened: In the 2019 election,

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November 10, 2025 No Comments
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One Thought to Start Your Day is our founder and CEO Alex Usher’s popular daily blog, brimming with up-to-the-minute insights and informed opinions on today’s higher education industry.

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