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Category: Funding and Finances

The State of Canadian Post-Secondary Education, 2018

Good morning.  Today sees the publication of The State of Post-Secondary Education in Canada, 2018, our first annual review of Canadian post-secondary education institutions, students, faculty, and finances.  You can download the whole thing here, you can wait for me to dribble the whole thing out in blog-sized chunks over the next couple of months only with added sarcasm, or both! But today what I want to underline is what is effectively the lead story from the report, which has

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August 28, 2018 3 Comments

Savings Plans

[the_ad id=”12755″] One of the unique aspects of Canada’s higher education funding system is its regime of Registered Education Savings Plans (RESPs) and various kinds of public subsidies to these plans – the Canada Education Savings Grant (CESG), the Alternative Canada Education Savings Grants (A-CESG) and the Canada Learning Bond.  What are all these things, and do they work as intended? Let’s start with RESPs, which are simply accounts in which interest and capital gains are allowed to accumulate tax-free. 

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June 20, 2018 No Comments

Financial Barriers

Following on from yesterday’s blog about Human Capital Theory, I thought it would be worth talking a little more broadly about financial barriers to higher education and what we mean by that term.  Because there are at least three different phenomena at work, and much too much policy confuses the three. The first type of possible financial barrier is the one we encountered yesterday: the “value for money” barrier, (or alternatively, the “is it worth it” barrier).   A free master’s

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May 10, 2018 No Comments

Watching the Americans

[the_ad id=”12142″] Yesterday I looked at the situation at Purdue University in Indiana and noted that one of the things permitting the “miracle” of frozen tuition was the significant increase in state appropriations over the last few years.  This made me wonder whether Indiana was an outlier or not, and indeed how states had been performing in the recession’s aftermath. About ten years ago, as the economic crisis was starting to take hold in the United States, things started to turn really

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April 25, 2018 No Comments

Risk (Income)

Over the course of the last three days we’ve been talking about all kinds of risks: today, I want to talk about financial risks and particularly how institutions generate income. Greater institutional income is a panacea for problems facing institutional boards: the more income you have, the better position one is in to deal with all those risks we’ve been talking about all week .  A rich institution can pay to attract good staff (both academics and key non-academic positions, like

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April 19, 2018 No Comments

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One Thought to Start Your Day is our founder and CEO Alex Usher’s popular daily blog, brimming with up-to-the-minute insights and informed opinions on today’s higher education industry.

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