I’ve long believed that post-secondary education should be free for bright, poor kids. And although there’s room for differences over what constitutes “poor” and “bright” (I’ve got a strict-ish definition of the former, less so the latter), it seems to me that this is a sentiment with which most people agree.
But here’s the thing: in actual fact, there are an awful lot of bright poor kids already going to university for free, and nobody seems to notice. The problem is that we just don’t package it in a way that people recognize it as being free.
Take Quebec. What’s that? Lowest fees in the country, but kids still have to pay? Pshaw. Over 100,000 university students there receive grants. The median grant is $4,500. Average tuition and fees is $2,000 or so. A quick look at statistics from Quebec Aide Financiere Aux Etudes suggests that at least 40,000 students are receiving more money from government than they are paying to go to school. Unless you’re deliberately trying to be obtuse about it, that makes 40,000 people getting a free university education.
Ah, you say. But what about mean old Ontario, where tuition and fees are now up around $7,000. Well, actually, there are a substantial number of students getting free education there, too. Thanks to the Ontario Tuition Grant, full-time dependent students from families making under $160,000 (yes, the limit’s an utter travesty – we’ll discuss it another time) get $1,730/year from the government. Those from families with income under $40,000, or so: they’re eligible for another $1,600 from the Canada Student Grant. Add in another $2,300 or so in education tax credits, and we’re up to $5,600. If the student is doing well at school – say, high 80s – that can qualify them for another $1,500 or so in entrance awards. That’s $7,100 in non-repayable government aid – more than what they are paying in tuition.
Or, another combination: Imagine the same student from a family earning roughly $60,000. Probably wouldn’t get the Canada Study Grant, but would get everything else, meaning they’d be receiving about $5,500. If they left home to go to school, the likelihood is that they’d get a loan in the $9,000-$10,000 range – of which anything over $7,140 would be forgiven (that is, turned into a grant). So, again, free tuition.
I could go on province-by-province (Saskatchewan and Manitoba do pretty well in this kind of accounting), but I’ll spare you. There are no numbers that would allow us to say for sure how many people are receiving this kind of money. For what it’s worth, my guess, based on my knowledge of student aid in Canada, is that the number is probably in the 100-150K range, but it’s hard to know for sure.
You’d think that this would be one of those things about which everyone – especially provincial governments – would be standing up and shouting to the rafters: it’s a heck of a good news story. And yet, absurdly, nearly no one even knows its even happening.
How did this state of affairs come about? More tomorrow.
” The median grant is $4,500. Average tuition and fees is $2,000 or so. ” – Apples and oranges. You’re misrepresenting the data.
“A quick look at statistics from Quebec Aide Financiere Aux Etudes ” A detailed look may well say something else. Is there a reference for this particular claim (page number, table number?) Or is it just made up?
Ontario tax credits are $86/month, not $2,300 as claimed http://cga-ontario.org/assets/file/2012_CGAO_TaxTipsforStudents-web.pdf (maybe you’re conflating *family* credits with individual students).
“qualify them for another $1,500 or so in entrance awards.” – not the same as *receiving* entrance awards, and of course, not applicable in year 2++.
Not mentioned at all in this article are the costs of books, living expenses, and more, all of which are the intended target of the grants and credits cited (when I was filling out applications tuition formed only one part of the expense claim I filed; you wouldn’t get the full grant o loan if you claimed only tuition.
I conclude you are deliberately distorting data. I’m not sure what your intent is, but your misrepresentations are being noted and filed for future reference.
Hi Stephen. Thanks for writing.
The Quebec SFA data is here. http://www.afe.gouv.qc.ca/CONTACT_UC/Publications/AFE/PUBL_Rapport_statistique_2011_2012.pdf. A quick google search would have found this for you and perhaps convinced you I;m not “making this up”
Tax credits for students in Ontario consist of: the value of tuition times .205 (combined fed/prov tax rates), plus 15%*465/month (federal tax rate times combined monthly amounts plus textbook tax credit) plus 5.05%*$506/month (prov tax rate times provincial monthly amount. Do the math: A full time students on a $7000 tuition, that’s a shade over $1435 in tuition tax credits, plus $538 in fed ed. amount tax credits, plus $202 in prov credits – that’s $2195. If you’d actually read the entire document you linked to, you’d know that.
Entrance awards tend to work on grids: if you have a grade of x, you get Y. so when I say qualify, I mean “receive”. And while you’re right that some of them withdraw the award after a year, at many of them (particularly in Ontario) you can keep that award for four years by maintaining your grades
You’re also right that I’m not talking about non-tuition costs. But then I never claimed to be doing so.
I conclude that you know very little about either entrance awards or tax credits. I’m not sure why you felt the need to go into a full-frontal attack based with such a weak understanding of what you’re talking about, but your propensity to be a jerk has been filed for future reference.