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Category: Student Aid

Ontario Status Quo Ante

Thursday morning, Ontario’s Minister of Colleges and Universities made a very big funding announcement: $6.4 billion in new funding over four years. It was certainly a welcome announcement, but as my analysis below shows, it’s not a magic cure by any means, and there is a big sting in the tail of the announcement for students. The fundamentals of the announcement are that the provincial government announced that it was going to provide universities and colleges with three big new

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February 17, 2026 No Comments

Profit, Education, and Student Grants

One of the less-noticed measures in the November 4 budget had to do with restrictions on student loans. Specifically, it was about banning students attending for-profit institutions from accessing grants provided by the Canada Student Financial Assistance Program (CSFAP). Today, I want to examine the rationale behind this move and its likely effects. But first, some history. CSFAP did not always have a big investment in grants. In fact, it had none at all for the first thirty years of its

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November 18, 2025 1 Comment

The Canada Student Grant Cut

Somewhat remarkably, no media have picked up the story that the Canada Student Grants were slashed in last week’s budget. Possibly, this is because the government did not issue a press release saying in big letters, “HEY, WE ARE LOADING MORE DEBT ON LOW-INCOME STUDENTS”, and, without such an admission, no one wants to do the hard work of working out what just is going on.   So, let me save everyone the trouble. Here’s what happened: In the 2019 election,

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November 10, 2025 No Comments

Quebec’s Private Student Loan Moment

Although we tend to think of student loans as either being something done by banks for profit or by governments to correct for market failures, there is a third type of student loan: namely, private, not-for-profit companies using a mix of private and public funds for charitable reasons. Probably the most globally significant institution pursuing this path is the Dominican Republic’s FUNDAPEC, which has its origins in a private sector effort to establish higher education in that country during a

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October 28, 2025 1 Comment

That Was The Quarter That Was, Summer 2025

Welcome to TWTQTW for June-September. Things were a little slow in July, but with back to school happening in most of the Northern Hemisphere sometime between last August and late September, the stories began pouring in.  You might think that “back to school” would deliver up lots of stories about enrolment trends, but you’d mostly be wrong. While few countries are as bad as Canada when it comes to up-to date enrolment data, it’s a rare country that can give

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October 8, 2025 No Comments

One Thought to Start Your Day

One Thought to Start Your Day is our founder and CEO Alex Usher’s popular daily blog, brimming with up-to-the-minute insights and informed opinions on today’s higher education industry.

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