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Category: Access

Savings Plans

[the_ad id=”12755″] One of the unique aspects of Canada’s higher education funding system is its regime of Registered Education Savings Plans (RESPs) and various kinds of public subsidies to these plans – the Canada Education Savings Grant (CESG), the Alternative Canada Education Savings Grants (A-CESG) and the Canada Learning Bond.  What are all these things, and do they work as intended? Let’s start with RESPs, which are simply accounts in which interest and capital gains are allowed to accumulate tax-free. 

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June 20, 2018 No Comments

Why Student Debt Won’t Fall

[the_ad id=”12740″] Since 2011, the amount of grant aid available to students has increased enormously in Canada.  Partly that’s due to the 2016 Federal, Ontario and New Brunswick budgets, which shifted a whole whack of tax credits to grants, as well a more long-term shift towards grants and away from loans in both Ontario and Quebec as well as, more recently, Prince Edward Island as well.  The shift isn’t universal of course – in the other 7 provincial programs loan/grant

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June 19, 2018 No Comments

Two Ways of Thinking About Student Aid and Equity

Stop me if you’ve heard this one before: Take two students.  One of them comes from a poor family and needs student aid, the other, by dint of having wealthier parents, is either ineligible for aid, or can manage somehow to get through school without it.  One therefore finishes school with debt and the other does not.  Because the debt carries interest, the poor student pays “more” than the better-off student.  And because the poorer student will start their career

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June 11, 2018 2 Comments

An Excellent Idea

Good news!  There is now a litmus test in Ontario to see which interest groups and/or political parties – if any – actually care about expanding access to post-secondary education and which just prefer grandstanding about tuition and/or student aid.  And that test is whether or not anyone will bother to endorse the recommendations put forward by Carleton’s Jennifer Robson in her paper Post-Secondary Access: Better Life Chances for Ontario’s Children, published last week by U of T’s School of Public

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April 30, 2018 1 Comment

How Awful is Scottish Access Policy?

Here’s a story you might have heard about access policy in Scotland: the (right-wing, neoliberal) Labour government of the late 1990s imposed tuition fees on Scottish students and students were very hard done by. About a decade later, the (lefty, progressive) Scottish Nationalist Party government abolished tuition fees and everything was suddenly a student paradise.  You may even have heard about the commemorative stone the ex-SNP First Minister Alex Salmond had installed at Heriot-Watt university bearing the words “The rocks

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March 15, 2018 No Comments

One Thought to Start Your Day

One Thought to Start Your Day is our founder and CEO Alex Usher’s popular daily blog, brimming with up-to-the-minute insights and informed opinions on today’s higher education industry.

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